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Main Types of Motor Insurance

Third Party

This type of policy covers death of, or injury to, other parties and damage to other people’s property. Under the law, the minimum requirement is that the policy provides cover for causing death of, or personal injury to, other parties.

Third Party, Fire and Theft

On top of third party coverage, this type of policy further allows you to make a claim should your vehicle be stolen or damaged by fire.


This type of policy provides cover for personal accident and accidental damage to your vehicle and windscreen replacement on top of protection against fire and theft, as well as third party death, injuries and property damage. Everything else being equal, this type of policy would thus cost more than other types of policies.

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